A couple years ago I had an absolutely fascinating talk with one of the world's top marketers named Jay Conrad Levinson.

We must have covered well over a dozen questions about business, marketing, copywriting, etc.

But one of the best pieces of marketing advice he gave was about getting referrals.

I couldn't believe what he told me.

Not only is what he told me a powerful tactic for getting referrals, but it is also logical and easy. So easy, anyone can do it without getting nervous or feeling funny about asking for a referral.

What was this "magic" referral secret he gave me?

This: Simply ask for a referral and tell the person you are asking for a referral the truth about why you are asking for it. Tell them exactly why it's so important they give you a referral for your business.

For example, you can tell a person you are asking for referrals from that you need them in order to keep your prices down. That by getting referrals from past customers, it makes it more likely you will be able to save them money in the near future.

In other words, make it harder and more painful for them not to give you referrals than it is to give them to you. This may sound simple, and that's because it is.

Nowadays it's a commonly shared dream to live, work, travel or study abroad - and as flights get cheaper and the internet and email broadens our minds and opens up our world to a whole host of international opportunity, so more and more of us are getting to live the dream and explore the wider world.

When we move overseas many of us buy travel insurance with our flight package but our thoughts about our own personal welfare go little further than that – apart from getting a place to live and maybe finding a job too! However, when living abroad a little more thought needs to go into our overall health and wellbeing because health care services around the world differ greatly as does the cost of getting decent medical assistance.

Taking care of yourself when living abroad should be an initial priority, and the options available include having basic international insurance to cover accident and emergency treatment, getting repatriation cover if you're traveling to somewhere fairly inhospitable where medical facilities are rudimentary, or spending a fortune of an all singing all dancing international health insurance scheme that will cover you for all eventualities!

The majority of us opt for something in between all the extremes so that we don't have to worry about our health but we don't have to worry about the depletion of our bank account each month on policy payments either!

It is well worth shopping around international health insurance providers, specialist expatriate health care providers and also looking at the local offerings in the country you're moving to. For those moving to reside in one country it's enough just to get the level of cover recommended by that country. For those traveling the world then naturally enough a good insurance that will cover for all worst case scenario extremes is well worth considering! After all, no one wants to be left in the middle of nowhere with a broken leg and no means to pay for some painkillers and plaster!

Once a policy has been found that matches both your requirements and your budget and you've read the small print, familiarized yourself with the main points, restrictions, excesses and inclusions of the policy hopefully it can all be forgotten about and you will never need to make use of it. If the worst happens and you fall ill though, at least you will know that you have nothing to worry about apart from concentrating on getting better, your health insurance provider will take care of all of the rest for you.

quick guide to different web resources available for users trying to determine whether to buy a new or used car. Provides sources for ensuring that a used car won't be a waste of money as well as how to save on a new one.

The debate over whether to buy a new or used car is something we all have to face at some point in our lives. New cars obviously offer up-to-date parts that are guaranteed to function properly, but they also come with a significant price increase. In contrast, you may often find a used car for far less money, but you run the risk of buying a lemon. Fortunately, the Internet provides tools to make this decision less painful for everyone.

There are many websites (most of which are not affiliated with dealers) that can help get you practical information about new and used cars. www.cars.com provides a valuable resource for both buyers and sellers. The first thing you see upon visiting the site is a search option that allows you to select the make, model, and price range of the car you're trying to find. It also provides links that help you find the blue book value of the car you want, thus ensuring that you don't get ripped off. These tools will help you determine whether a new car would be worth the extra money you could be saving with a used one.

Autotrader.com is one of the most popular sites for buying both new and used cars. This site also provides an easy search feature, but you may also browse by the body style of the car you want, and it even helps you compare different cars if you are having trouble determining which one is just right. After finding out which car is right for you, you may compare prices between new vs. used cars. It also provides an option to seek only dealer certified used cars, for people who don't wish to gamble on a private seller.

For the cautious buyer, www.carfax.com may prove to be a lifesaver. Instead of gambling on a used car, this site allows you to purchase a history report that details every accident it has been involved in and any work that's been done to it. Thus, you can find out if that used car you've been eyeing is actually a salvage job from a previous owner. Of course, buying a new car can circumvent the need for such a thing, but that may cost more than simply doing your research.

Ultimately, the debate of new vs. used cars isn't something that has a 'correct answer.' There is only the car that's right for you. If you're willing to put in the time needed to do a little bit of research, these sites can help you find the used car of your dreams. However, they can also help you if you feel that the extra money of investing in a new car is worthwhile. They will simply allow you to make a more informed decision about what choice will work best for you.

Oftentimes car shoppers know that they need to buy a car, but have no idea what kind they want to search for. The car market is full of risks and pitfalls that can trap anyone who takes the wrong path. However, with a little bit of careful navigation, it is relatively easy to search for and find that dream car that you are looking for.

Browsing the Lots

The first (and perhaps easiest) method of hunting for your dream car is to simply visit different dealerships in your area and find out which cars appeal to you. This can help you narrow down your search to a specific make, or even a specific model, that you particularly like. Visiting a dealer can be stressful on some people due to the high-pressure sales environment, but if you go in knowing that you aren't buying today, you can obtain some great information and statistics that will help you in finding your car.
Use the Web!

Some Web sites, such as www.consumerreports.org, collect and archive vast amounts of information on every car on the market. A quick visit here can save you a great deal of time because the site does the research for you. You might find that the car you've been researching doesn't actually suit your needs, or doesn't have a specific option that you require. This site will also tell you about a car's safety rating and how it performs under stress. For a small fee, it could not only save you time, but also a lot of hassle in future insurance costs.
Do Your Homework

When you have finally narrowed down at least the make of your dream car, it is time to start researching prices for it. Whether you want a new, used, or even certified pre-owned vehicle, you can easily find people selling the car of your dreams, usually within a few miles of your home. www.cars.com provides a quick search feature that will allow you to enter the make and model you desire along with a rough price range, which it uses to find your car in your area. The site provides quick links to the estimated retail value of the car as well as reports on the car's history of accidents and repairs.

One thing you should keep in mind at all times is that the car you want is for sale. Any car you could possibly want is available somewhere; all you have to do is find that seller and negotiate your price. With these tools in hand, you will have a much easier time finding your dream car, and hopefully they will help you avoid some hazards as well.